1. The purpose of these "Terms of Service" ("Terms") is to inform you (referred to as "you" hereafter) about the rules governing your use of the "Flexi Finance" platform (referred to as the "Platform" hereafter). These terms outline the expectations for both users and "Flexi Finance" regarding the use and interaction with the Platform.
2. PRINKARSH TECHNOLOGY INDIA PRIVATE LIMITED is responsible for operating and owning the "Flexi Finance" platform. This platform includes the mobile application "Flexi Finance" ("App") and the associated website, together referred to as the "Platform." The Platform provides services such as loans, processing, and payment solutions to customers.
3. Please be aware that you do not have the right to use trade names, trademarks, service marks, logos, domain names, or other unique brand elements of Flexi Finance. Additionally, you are not authorized to alter, remove, or modify any proprietary notices (including copyright and trademark notices) that may be present within the Services. Copying or transferring any Services is also prohibited.
4. You acknowledge and agree that all legal rights and interests in the Services, including intellectual property rights (whether registered or not, and regardless of global jurisdiction), belong to Flexi Finance.
5. You must understand that the Service may include confidential information marked by "Flexi Finance." You are prohibited from disclosing such information without obtaining prior written consent from "Flexi Finance." Additionally, you are not allowed to create derivative works, modify, reverse engineer, reverse assemble, attempt to access the source code, sell, assign, sublicense, grant security interests, or transfer any rights related to the Services.
6. You agree not to use this product for any purpose that violates local laws. "Flexi Finance" reserves the right to suspend, terminate, or restrict access to any or all parts of the Site or the Site's availability without notice or liability at any time.
7. "Flexi Finance" retains the authority to make alterations to these Terms at its own discretion. Any modifications will be communicated by posting a notice on the Site, with a minimum of ten (10) days' notice before the effective date of the amendments.
1. By using this platform, you confirm that you meet the following requirements: you are at least 21 years old, have sound mental capacity, and possess legal residency status in India.
1. To initiate a loan application through the platform, you must meet the eligibility criteria outlined in the application. You acknowledge that the lender has granted permission for the platform to collect, verify, and track your location. You agree to share user data, documents, and relevant information that the lender deems necessary for loan approval. Lenders authorize the company to collect and store user data through mobile application forms accessible on the platform.
2. It's important to understand that the information requested by the platform complies with the legal regulations, rules, and guidelines established by the Indian government from time to time. Furthermore, you acknowledge that the absence of requested information may hinder Flexi Finance or its partners from providing or maintaining services for you.
3. You confirm that all information provided to "Flexi Finance," whether within the "Flexi Finance" application or otherwise, is truthful, accurate, and free of any misleading elements. You agree to provide any additional documents as requested by "Flexi Finance."
4. When you engage with "Flexi Finance," you will be presented with an online loan agreement. Selecting "I Accept" signifies your agreement to the terms outlined in the loan agreement. This action also initiates identity verification measures aimed at preventing illegal activities such as crime and money laundering. You understand and consent that "Flexi Finance" may charge a processing fee to facilitate your use of the loan or credit, and you agree to pay this fee.
5. When applying for a loan, "Flexi Finance" reserves the right to assess your records through various sources, including Credit Information Companies. This evaluation encompasses any information accessible to "Flexi Finance" for the purpose of assessing creditworthiness and verifying identities to prevent illegal activities like crime and money laundering.
6. In the event of loan repayment delays, "Flexi Finance" reserves the right and obligation to report your details to "Credit Information Companies."
1. By acknowledging, understanding, and consenting to the terms outlined in the "Privacy Policy" of "Flexi Finance," you recognize and agree that "Flexi Finance," including its executives, employees, service providers, and agents, may use, store, process, disclose, transmit (within or outside India), or exchange your information, including personal data, in accordance with the provisions detailed in "Flexi Finance"'s "Privacy Policy."
2. By registering for "Flexi Finance," you express your willingness to abide by the information usage terms specified in the "Flexi Finance" Privacy Policy, which can be accessed on their official website.
The company does not take responsibility for the advertisements displayed on the platform. The company has no control over, and assumes no liability for, the content of any linked websites or mobile applications originating from the Platform. These linked websites and mobile apps are provided solely for the convenience of users, "as is," without any warranties, whether express or implied, regarding the information contained therein. The company neither endorses nor recommends any links to third-party websites or mobile applications featured on the Platform.
When you submit specific entries (e.g., contest submissions) at our request or unsolicited submissions through online, email, postal mail, or alternative means (collectively referred to as "Comments"), you acknowledge that we have the right to edit, reproduce, publish, distribute, translate, or use, without limitations, any comments you send to us through any medium, at any time. We are not obligated to: (1) keep the comments confidential; (2) provide compensation for submitted comments; (3) respond to any comments.
You affirm that your comments will not infringe upon any third-party rights, including copyright, trademark, privacy, moral rights, or other personal or proprietary rights. You further confirm that your comments will not contain defamatory or otherwise unlawful, abusive, or obscene content, nor any malicious software, such as computer viruses, that could impact the operation of the Platform or any related website. Using a false email address, assuming another's identity, or misleading us or third parties about the source of the comment is prohibited. You solely bear responsibility for the comments you generate and their accuracy. We assume no responsibility for any comments from you or any third party.
You grant permission to the Company and its service providers to disseminate, distribute, and use any data, information, materials, or other content ("Content") made available through the Platform or by other means. The Company and service providers may use, display, and distribute such content to create new materials for providing "services" to you. Aggregated non-personally identifiable information derived from your Service usage may be used, disseminated, and disclosed by the Company and Service Providers for Service provision. By submitting content, you inherently grant consent for the Company and its third-party service providers to use such content for the purposes outlined above, in accordance with the expressed agreement of content owners.
Regarding confidential account information, the Company retains control over your account details, distinct from third-party service providers.
1. All content and services provided on this website are offered on an "as is" and "as available" basis. "Flexi Finance" explicitly disclaims any form of express or implied warranty, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, and accuracy. Furthermore, all warranties arising from the course of dealing or performance are disclaimed. "Flexi Finance" neither warrants nor assumes any responsibility for the following: (a) the currency, completeness, comprehensiveness, accuracy, or applicability of content; (b) the alignment of the site with your requirements, nor its provision in an uninterrupted, timely, secure, or error-free manner; (c) the precision or reliability of results derived from using or providing any services on this website; (d) whether products, services, information, or other materials obtained through this website meet your expectations.
2. "Flexi Finance," including its officers, directors, employees, representatives, affiliates, and suppliers, shall not be held liable for: (a) any injury, fatality, loss, claim, act of God, accident, delay, or any kind of direct, special, exemplary, punitive, indirect, incidental, or consequential damages (including, but not limited to, lost profits or savings), whether based on contract, tort, strict liability, or otherwise, arising from damages or due to a virus affecting your computer equipment or other possessions.
By accepting these terms and conditions, you explicitly consent to us, our representatives, and affiliated companies contacting you via the contact number or electronic address provided for the purpose of finalizing your "Flexi Finance" account registration. You further agree that we may reach out to you through various means, including but not limited to email, text messages, WhatsApp, phone calls using pre-recorded messages or human voices, and notifications via our mobile applications.
Your rights and obligations under these Terms are non-transferable and cannot be assigned by you. Conversely, "Flexi Finance" has the authority to assign its rights and obligations under these Terms. Such an assignment will not be considered a modification of the Terms without prior notice to you.
These Terms are subject to the jurisdiction of Indian laws, regardless of its conflict of laws provisions. In any subsequent legal action, the prevailing party shall have the right to recover all legal expenses, including both taxable and non-taxable costs, as well as reasonable attorney fees associated with the legal proceedings.
If users find the services provided by the company unsatisfactory, they have the right to voice their complaints and provide feedback. These can be communicated in writing or via email using the contact details provided:
Address: U-12/13,DLF PHASE-3,GURGAON HARYANA, HARYANA, Gurgaon, Haryana, India, 122002
Email: server@prinkarsh.in